ALAMO CONTRACTING SOLUTIONS
Working Capital for Subcontractors
Working capital for construction subs based on your signed contract — not your credit score. No bank required. Decisions in days.
You win the bid. You mobilize the crew. You buy materials. And then you wait — 30, 60, sometimes 90 days — for the general contractor to cut a check. Meanwhile, payroll is due, suppliers want payment, and equipment costs keep running.
Banks move too slow and underwrite against your credit history, not your current contract. Most subcontractors don't have the time or the balance sheet to satisfy a bank's documentation requirements mid-project.
Alamo Contracting Solutions solves this directly. We provide subcontractor financing based on the value of your signed subcontract — the asset you already have.
We offer two financing structures depending on your situation:
Receivable Purchase Agreement (Preferred): We purchase your earned receivable and advance funds as you hit milestones. This is not a loan — there is no debt on your books and no repayment obligation. We take on the responsibility of collecting from the GC. Learn more about RPAs.
Traditional Business Loan: A flat-rate loan secured against your project, disbursed upfront. You retain collection responsibility and are obligated to repay regardless of GC payment timing. Learn more about our business loan.
Most of our clients qualify for and prefer the Receivable Purchase Agreement because it keeps their books clean and transfers the collection risk to us.
We work with subcontractors across Texas in a wide range of construction trades, including:
We work on residential, commercial, and government projects. Minimum project size is $25,000.