ALAMO CONTRACTING SOLUTIONS
Working Capital for Subcontractors
We purchase your earned receivable and advance funds as you work. Not a loan — no debt, no repayment, no chasing the GC.
When you win a subcontract, you have a legal right to get paid — that's your receivable. Under a Receivable Purchase Agreement (RPA), Alamo Contracting Solutions purchases that receivable from you at a discount in exchange for immediate funding.
This is not a loan. You are selling an asset — your right to payment — not borrowing money. That means no debt on your balance sheet, no repayment schedule, and no personal liability if the GC is slow to pay.
Once we purchase your receivable, we take on the responsibility of collecting from the general contractor. You focus on the work.
Bring us your signed subcontract, COI, and project documentation. We need to know the GC, project scope, and payment terms.
We evaluate the project, the GC, and the contract terms. Decision in days — not weeks. No bank committees.
Once the agreement is signed, advances are issued based on milestones or bi-weekly verified progress. Cover labor, materials, and equipment as you go.
We invoice and collect from the general contractor directly. That's our job now — not yours.
This is the most common concern we hear — and it's worth addressing directly.
We notify the general contractor that their payment obligation has been assigned to Alamo Contracting Solutions. That's it. We do not need the GC's authorization or approval. This is a legal notice, not a request for permission.
The deeper fear is usually this: "I don't want the GC to know I can't fund this job myself." We understand that. But here's what the notification actually communicates to the GC: you have secured project financing. That means you are backed, you are prepared, and you have the capital to perform. You're not hoping to float the job out of pocket and scrambling between pay apps — you have a funded partner behind you.
Most GCs see that as a positive. A sub who has secured financing is less likely to slow down over a cash shortage, less likely to cut corners to save money mid-job, and less likely to walk off the project. The GC also knows there is now an interested third party with financial skin in the game — which means extra accountability, stronger incentive to stay on schedule, and higher quality control built into the job.
Think of it this way: when Alamo purchases your receivable, we have reviewed your contract, your project, and your business. We committed capital to back you. That is a financial endorsement. You are not walking onto that job site cap in hand — you are walking on with a funded partner who has already vetted the deal and believes in your ability to perform. That means something to a GC.