ALAMO CONTRACTING SOLUTIONS
Working Capital for Subcontractors
You won the job. We get you funded. Working capital for Texas subcontractors based on your signed contract — no banks, no waiting 60–90 days.
Cover labor, materials, and equipment without waiting on a GC to cut a check.
We work on your timeline — not theirs.
We offer two ways to access working capital. Most of our clients choose the Receivable Purchase Agreement — but we offer both.
You've earned it — your signed contract gives you the right to get paid. We purchase that receivable upfront and advance funds as you hit milestones. You get paid now. We collect from the GC. Simple.
A flat-rate business loan secured against your project. Funds are disbursed upfront. You are responsible for repayment regardless of whether the GC pays you. Best suited for borrowers who need capital flexibility and have strong credit.
You've won the job. Bring us the signed subcontract and project documentation.
We review your project and purchase your earned receivable. No banks, no bureaucracy — decision in days.
Receive milestone-based or bi-weekly advances tied to verified progress. Cover labor, materials, and equipment as you go.
We handle collection from the general contractor directly. You focus on the work — not chasing payment.
Not because I couldn't, but because I thought it was a bad way to run a reliable, trustworthy business.
When a subcontractor finishes his work, he has earned his money. Making a contractor wait 60 days because I had not collected yet was my problem, not his. So I paid fast. Not out of generosity, but practicality. Subs who know they are getting paid on time show up first. They send their best crew. They answer the phone when something goes sideways on a Friday afternoon.
What kills people in this business is not the work. It is the uncertainty. Lying awake wondering if the check clears before payroll. Watching a profitable job bleed cash because the GC runs a slow pay app cycle.
When I sold my share of the GC, I saw the same problem from the other side. Good subcontractors, skilled and reliable and profitable, struggling with cash flow not because they were bad at their trade, but because construction does not pay the way it bills.
That is why I started Alamo ACS. Not to be a lender. To be the guy on the other side of the table who actually understands what is happening on your job.